Holiday homes for sale in a small, cosy building in one of the most chraming seaside resorts in Bulgaria - the town of Nesebar!

Disposition: Open plan living room /about 22 sq.m/ with a kitchen box and a dining area, a bathroom and WC /about 5 sq.m/, a terrace /about 6.7 sq.m/

Finishing works: Completely finished open plan living rooms and bedroom; Fully fitted kitchens; Bathrooms and WCs - fully equipped.

All properties are for sale with no commission from the buyer!

Agency charges EUR 400 at the attendance at the transaction /VAT not included/

Accents

• 500 m from the sea;
• Small building;
• Functional disposition

Why you trust us...

When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at  Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.

Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.

On arrival you will be greeted by a friendly and highly trained representative.

Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.

Mortgage Loan possibilities...

You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.

Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.

UBB - United Bulgarian Bank

The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.

First Investment bank

Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.

There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.

The term for approving the application is usually up to 2 days.

Finishing and furnishing...

For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property  so that  everything is ready for you.

Construction type: Brick

Stage of construction: construction completed including all installation

Completion date: 2008

Number of bathrooms: 1

Balconies: 1

• New development

See the project

Letting a property - the peace of mind with secured permanent income or how to find a decent tenant on profitable terms

Property letting means secured profit. In order to prove this rule however, you need to know in detail the peculiarities of the tenant search process and the specific character of the property letting & renting relations. The consultants at MIRELA Real Estate Agency will help you with professional advice about property management.

Here are the major steps if you have decided to let a real estate:

1) Choose you property management consultant carefully

It is hardly necessary to persuade you how vital the role of professionalism and experience is when practicing  real estate services consultancy.

When you choose a real estate agent always follow these basic rules:

• Study the possibilities of the real estate agency in advance. For this purpose we suggest that you go through the widely available specialized sources of information on buying, selling, letting, renting of property- newspapers, magazines, the Internet. The way a real estate company offers and presents the properties to let is of considerable importance for the success of a property deal.
• Gather information from your relatives and friends about the real estate agent that you intend to address when you want to let a property.
• In any case visit the real estate agent's office that you intend to hire to let your home.
• Require a meeting with a real estate broker or consultant in order to explain the main characteristics of the property you are letting and ask all the questions you have.   During this meeting, you will get a preliminary impression about the style and methods of the chosen real estate agency.  
• Rely only on a company with long-lasting experience, good reputation, big possibilities and possessing a team of agents specialized in property letting.

2) Conclude a written contract of consultancy and agency with the chosen real estate company

 

This contract must regulate all rights and obligations of the real estate agent, the amount of the remuneration payable for their services, as well as the terms and conditions of payment. When concluding a contract, always ask all the questions that are of interest to you and consult a lawyer if necessary.

The remuneration payable for our service by the compnay's clients is 100% (VAT excluded) off the negotiated monthly rent- it is payable once. If you empower us with exclusive rights over letting your property, then the remunaration is reduced to 50% (VAT excluded). 

If you trust the Rental Department of MIRELA Real Estate Agency, you can expect from our employees and experts full professional collaboration and support in the following major moments of the real estate letting process:

3) Preliminary property viewing

 

Upon request on your side and at a time convenient for you, a consultant of our Rentals Department will visit the property and consult you on all the questions regarding necessary renovation, finishes, interior design concept and furnishing. This must be done to your benefit with the aim to find suitable tenants on the most profitable terms.

4) Consult regarding rental price

 

Our real estate consultants will offer you a well founded concept about the way to form a rental price.   The rent is normally determined by a number of factors, which cannot be ignored, if you want to assure your peace of mind and permanent income for as long as possible.

5) Viewing the property with potential tenants  

 

Arranging and conducting property views is an essential part of the work of the real estate agency, and that is why the professional conduct and the excellent customer care skills of MIRELA's employees will surely help you achieve  success in a property letting deal. In a number of cases, it is important to receive information about the potential tenants in advance, even before the view and this is where MIRELA comes to your assistance.

6) Conclude a property letting contract

 

When concluding a property letting contract you should negotiate all terms which are considered of some importance for both of the parties, in which you can confidently rely on the management of MIRELA Real Estate Agency. We will offer you a concise but exhaustive letting agreement. According to the regulations related to real estate property deals in Bulgaria, verification of the contract by a notary is not a mandatory requirement for it to enter into force, the legal relations between the parties are in effect upon signing of the written contract.   An indispensable part of the contract is the taking-over certificate which details the condition of the property and all the belongings in it.

Consultancy and agency fees

All clients of MIRELA Real Estate Agency have the option to pay the agreed remuneration in cash or by a bank transfer on an account specified by the company. If you choose the first option, you could do it in the Rentals of Residential, Office and Commercial Properties Department at 1A Vassil Levski Str., Sofia, and receive a document certifying the payment.

Important! All clients of our Rentals Dept. get a 10% discount of the remuneration due for each subsequent deal after the first one - a nice opportunity to be of service to you again!  

You are welcome to visit us anytime in the Rentals Office of MIRELA  - a leading company on the real estate market!